Explains how mental health problems can affect insurance cover, what your rights are, and how to choose the right cover for you. Includes a list of specialist insurance providers.
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All of the insurance providers listed on this page claim to provide specialist cover for people with pre-existing mental health conditions. However, no provider can guarantee you cover if you have a mental health problem; policies are always assessed on a case-by-case basis.
01274 518 393
activemindinsuranceservices.co.uk
Provides travel, life and home insurance for people with mental health problems and their families.
0808 281 0457
allcleartravel.co.uk
Provides specialist travel insurance for people with pre-existing medical conditions, including mental health problems.
0808 168 9153
avantitravelinsurance.co.uk
Provides travel insurance for people with pre-existing medical conditions, including mental health problems.
0800 567 7450
specialrisksbureau.co.uk
Offers a variety of insurance services including life, critical illness and income protection, for people with pre-existing medical conditions including mental health problems.
0345 373 0253
explorerinsurance.co.uk
Provides travel insurance for people with pre-existing medical conditions, including some mental health conditions.
02392 419 080
freespirittravelinsurance.com
Specialist travel insurance for people with pre-existing medical conditions, including mental health problems.
01223 446 914
freedominsure.co.uk
Travel insurance for people with pre-existing medical conditions, including mental health problems.
0330 024 9949
goodtogoinsurance.com
Travel insurance for any age group, with or without pre-existing medical conditions, including mental health problems.
holidaysafe.co.uk
Travel insurance for people with pre-existing medical conditions, including mental health problems.
0800 083 2829
the-insurance-surgery.co.uk
Finds life, travel and other types of insurance for people with pre-existing medical conditions, including a range of mental health problems.
0800 294 2969
justtravelcover.com
Provides travel insurance for people with pre-existing medical conditions.
020 33 55 4831
life-insurance-help.co.uk
Can provide help finding life insurance, critical illness insurance or travel insurance for people with pre-existing medical conditions, including mental health problems.
0800 999 3333
miatravelinsurance.co.uk
Travel insurance for people with pre-existing medical conditions. Also provides a service for customers to store their medical records online so that they can be accessed from anywhere in the world.
01223 446 920
oktotravelinsurance.co.uk
Travel insurance people with pre-existing medical conditions, including mental health conditions.
towergateinsurance.co.uk
Travel insurance people with pre-existing medical conditions, including mental health conditions.
This information was published in April 2018. We will revise it in 2021.
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