Money and mental health

Gives information about the relationship between money worries and mental health, with suggestions on how to address them.

Your stories

Money, mental health and university

When my mental health is bad I end up going on spending sprees and ruining everything.

Posted on 16/03/2010

Money and mental health - a year of living dangerously close to the edge

Money worries contributed to Jamie's anxiety and panic attacks. He blogs about how he's coped and what he's planning for the future.

Jamie Stevenson
Posted on 11/01/2017

Managing money and being kind to yourself

Siobhan felt anxious and guilty when she didn't stick to a strict budget. She blogs about her experience here.

Posted on 11/01/2017

Useful contacts

There are lots of places that can help you with money problems. We've collected some helpful ones here.

If you're worried about talking to an advisor, have a look at our information on getting professional support to help you prepare.

General information, advice and support

Citizens Advice

Provides advice for any legal or money question, including benefits, work, discrimination and healthcare. You can contact them via webchat or visit one of their local centres and speak to an advisor.


A supportive online community where you can be yourself. We all know what it’s like to struggle sometimes, but now there’s a safe place to listen, share and be heard.

Local Mind

Your local Mind might not be able to help you with money problems directly but they can help you find the right support. They may be able to help you find an advocate someone who can come with you to meetings or appointments and speak on your behalf when necessary. Find your local Mind here.

Mind's helplines

Mind's Infoline and Legal line can give you information and help you find additional support.

Money Advice Service

Provides free and impartial money advice. They can help you with debt and borrowing, budgeting and managing money, benefits, insurance, savings and houses and mortgages.

Money for Life

Supports young people to develop the knowledge and skills to manage their money. They provide a helpline, one to one chat and a range of helpful online information.


Helpline: 116 123 (freecall)
[email protected]

Provides emotional support for anyone in distress.

The Trussell Trust

Helps give emergency food and support to people in need. Find your local foodbank here.

Turn 2 Us

National charity that helps people gain access to welfare benefits, charitable grants and support services. You can use their website to find a local advisor.

They have a benefits calculator and a tool to help you search for grants. You can also search for benefits and grants based on your situation.


Mind campaigns for a fairer benefits system. We have collected a list of useful factsheets, resources and signposts to help with the assessment process and to give you more information about benefits themselves.


Step Change

A charity that provides free advice on problem debt, including a free debt management plan. They also have an online tool called Debt Remedy which can give you recommendations and solutions based on the financial information you provide.

National Debtline

A freephone helpline and email advice service. They also provide online advice and sample letters that you can use when you are writing to your creditors.

Community credit unions

Community credit unions can help you save and lend you money. They can often help you if you have been turned down by other banks.

Employment or time off work

See our information about mental health in the workplace, getting support and taking time off.

Make sure you are getting the money you are owed in sick pay and benefits, and get advice if need be. The Money Advice Service provides a benefits checker.



Information about housing and homelessness. Shelter has a housing advice helpline and provides advice by email. They also have a number of local advice centres where you can speak to an expert face to face.


See our information page on insurance cover and mental health.

Saving money

Money Saving Expert

Information and advice to help you choose the best bank and savings account and save on bills and daily purchases.

Community credit unions

Community credit unions can help you save and lend you money. They can often help you if you have been turned down by other banks.

This information was published in November 2016. We will revise it in 2019.

Mental Health A-Z

Information and advice on a huge range of mental health topics

> Read our A-Z


Helping you to better understand and support people with mental health problems

> Find out more

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